ValuationInvestment Banking5 min

The WACC calculator, explained

WACC — the weighted average cost of capital — is the single number that powers a DCF valuation. It's the rate you discount future cash flows by. Get it wrong and the whole valuation moves. Here's how it's built.

A company funds itself with two kinds of money: equity (shareholders) and debt (lenders). Each has a cost. WACC blends them by how much of each the company uses.

The formula

WACC = (E/V × cost of equity) + (D/V × cost of debt × (1 − tax rate))

Where E is the market value of equity, D is the market value of debt, and V = E + D. The (1 − tax rate) piece exists because interest on debt is tax-deductible — debt is cheaper than it looks.

Cost of equity (CAPM)

You usually estimate the cost of equity with the Capital Asset Pricing Model:

Cost of equity = risk-free rate + β × equity risk premium

Beta (β) measures how much the stock moves relative to the market. A higher beta means more risk, so shareholders demand a higher return.

Cost of debt

This is the effective interest rate the company pays on its borrowings — typically the yield on its debt — then reduced by the tax shield.

Why it matters so much

If WACC...Then valuation...
goes upgoes down (future cash discounted harder)
goes downgoes up (future cash worth more today)

Because terminal value sits far in the future, a 1% change in WACC can swing a DCF dramatically — which is why analysts run a sensitivity table on it.

See WACC drive a real valuation. The FundSim investment-banking simulator lets you set the discount rate and watch enterprise value, equity value, and the sensitivity grid respond live. Free, no Excel.

Open the free DCF + WACC simulator →

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